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5 Claire Avenue, Balgowan SA Property Cashflow Report

5 Claire Avenue, Balgowan SA is modelled as a lower-yield 3-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$595,000
Rent / Week
$390
Gross Yield
3.41%
Pre-Tax Cashflow / Week
-$371
20Y Accumulated Cashflow
-$313,025
Break-Even Value Lift
52.61%
10Y Annual Growth Needed
4.32%

At a purchase price of AUD 595,000 and estimated rent of AUD 390 per week, this scenario produces an estimated gross yield of 3.4% and after-tax cash flow of -AUD 223 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 5 car spaces.

Based on a purchase price of $595,000, the property would need to reach about $908,025 to recover projected cash losses. That implies a break-even value lift of 52.61% overall, or about 4.32% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$19,277
20Y Accumulated Cashflow
-$313,025
Break-Even Value Lift
52.61%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $908,025
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$11,582
10Y Annual Growth Needed
4.32%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$10k-$19kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$19,277
Accumulated Tax Effect$7,703
Tax-Adjusted-$11,574
Year 5
Pre-Tax-$18,062
Accumulated Tax Effect$7,339
Tax-Adjusted-$10,724
Year 10
Pre-Tax-$15,926
Accumulated Tax Effect$6,578
Tax-Adjusted-$9,348
Year 20
Pre-Tax-$11,582
Accumulated Tax Effect$5,274
Tax-Adjusted-$6,307

In Year 1, the property is projected at -$19,277 before tax. Across 20 years, accumulated pre-tax cash flow totals -$313,025, which implies a break-even property value of $908,025.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.32%. The strongest pre-tax year in this view is Year 20 at -$11,582.

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Local Context

5 Claire Avenue, Balgowan SA sits in Balgowan, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.