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65 Aquila Circuit, Banksia Beach QLD Property Cashflow Report

65 Aquila Circuit, Banksia Beach QLD is modelled as a lower-yield 5-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$2,500,000
Rent / Week
$1,745
Gross Yield
3.63%
Pre-Tax Cashflow / Week
-$921
20Y Accumulated Cashflow
-$454,149
Break-Even Value Lift
18.17%
10Y Annual Growth Needed
1.68%

At a purchase price of AUD 2,500,000 and estimated rent of AUD 1,745 per week, this scenario produces an estimated gross yield of 3.6% and after-tax cash flow of -AUD 620 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces. Rental outlook: Banksia Beach 4-bedroom house rents are up 7.8% over the last 12 months, with the latest median at AUD 830 per week. The current scenario rent of AUD 1,745 per week is AUD 915 (110.2%) above that suburb median.

Based on a purchase price of $2,500,000, the property would need to reach about $2,954,149 to recover projected cash losses. That implies a break-even value lift of 18.17% overall, or about 1.68% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$47,909
20Y Accumulated Cashflow
-$454,149
Break-Even Value Lift
18.17%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $2,954,149
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at $7,113
10Y Annual Growth Needed
1.68%
Compound yearly property growth needed to hit the break-even value within 10 years.
$7k$4k$0-$24k-$48kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$47,909
Accumulated Tax Effect$15,689
Tax-Adjusted-$32,220
Year 5
Pre-Tax-$38,811
Accumulated Tax Effect$13,563
Tax-Adjusted-$25,248
Year 10
Pre-Tax-$25,416
Accumulated Tax Effect$9,425
Tax-Adjusted-$15,991
Year 20
Pre-Tax$7,113
Accumulated Tax Effect-$334
Tax-Adjusted$6,779

In Year 1, the property is projected at -$47,909 before tax. Across 20 years, accumulated pre-tax cash flow totals -$454,149, which implies a break-even property value of $2,954,149.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 1.68%. The strongest pre-tax year in this view is Year 20 at $7,113.

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Local Context

65 Aquila Circuit, Banksia Beach QLD sits in Banksia Beach, QLD. Use the links below to compare cashflow reports for nearby suburbs and the wider state.