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9a Dalby Street, The Ponds NSW Property Cashflow Report

9a Dalby Street, The Ponds NSW is modelled as a lower-yield 4-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$600,000
Rent / Week
$405
Gross Yield
3.51%
Pre-Tax Cashflow / Week
-$362
20Y Accumulated Cashflow
-$299,142
Break-Even Value Lift
49.86%
10Y Annual Growth Needed
4.13%

At a purchase price of AUD 600,000 and estimated rent of AUD 405 per week, this scenario produces an estimated gross yield of 3.5% and after-tax cash flow of -AUD 216 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 1 car space.

Based on a purchase price of $600,000, the property would need to reach about $899,142 to recover projected cash losses. That implies a break-even value lift of 49.86% overall, or about 4.13% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$18,822
20Y Accumulated Cashflow
-$299,142
Break-Even Value Lift
49.86%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $899,142
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$10,602
10Y Annual Growth Needed
4.13%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$9k-$19kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$18,822
Accumulated Tax Effect$7,567
Tax-Adjusted-$11,255
Year 5
Pre-Tax-$17,520
Accumulated Tax Effect$7,176
Tax-Adjusted-$10,344
Year 10
Pre-Tax-$15,259
Accumulated Tax Effect$6,378
Tax-Adjusted-$8,881
Year 20
Pre-Tax-$10,602
Accumulated Tax Effect$4,981
Tax-Adjusted-$5,622

In Year 1, the property is projected at -$18,822 before tax. Across 20 years, accumulated pre-tax cash flow totals -$299,142, which implies a break-even property value of $899,142.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.13%. The strongest pre-tax year in this view is Year 20 at -$10,602.

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Local Context

9a Dalby Street, The Ponds NSW sits in The Ponds, NSW. Use the links below to compare cashflow reports for nearby suburbs and the wider state.