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Luxurious Apartment + Private "rooftop Terrace" In The Residences At The Peninsula, Hope Island Hope Island QLD Property Cashflow Report

Luxurious Apartment + Private "rooftop Terrace" In The Residences At The Peninsula, Hope Island Hope Island QLD is modelled as a lower-yield 2-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$930,000
Rent / Week
$555
Gross Yield
3.10%
Pre-Tax Cashflow / Week
-$533
20Y Accumulated Cashflow
-$429,115
Break-Even Value Lift
46.14%
10Y Annual Growth Needed
3.87%

At a purchase price of AUD 930,000 and estimated rent of AUD 555 per week, this scenario produces an estimated gross yield of 3.1% and after-tax cash flow of -AUD 336 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 1 car space. Rental outlook: Hope Island 2-bedroom flat rents are up 11.1% over the last 12 months, with the latest median at AUD 800 per week. The current scenario rent of AUD 555 per week is AUD 245 (30.6%) below that suburb median.

Based on a purchase price of $930,000, the property would need to reach about $1,359,115 to recover projected cash losses. That implies a break-even value lift of 46.14% overall, or about 3.87% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$27,709
20Y Accumulated Cashflow
-$429,115
Break-Even Value Lift
46.14%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $1,359,115
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$14,250
10Y Annual Growth Needed
3.87%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$14k-$28kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$27,709
Accumulated Tax Effect$10,233
Tax-Adjusted-$17,476
Year 5
Pre-Tax-$25,534
Accumulated Tax Effect$9,580
Tax-Adjusted-$15,954
Year 10
Pre-Tax-$22,027
Accumulated Tax Effect$8,408
Tax-Adjusted-$13,619
Year 20
Pre-Tax-$14,250
Accumulated Tax Effect$6,075
Tax-Adjusted-$8,175

In Year 1, the property is projected at -$27,709 before tax. Across 20 years, accumulated pre-tax cash flow totals -$429,115, which implies a break-even property value of $1,359,115.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 3.87%. The strongest pre-tax year in this view is Year 20 at -$14,250.

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Local Context

Luxurious Apartment + Private "rooftop Terrace" In The Residences At The Peninsula, Hope Island Hope Island QLD sits in Hope Island, QLD. Use the links below to compare cashflow reports for nearby suburbs and the wider state.