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25 Diarama Close, Araluen NT Property Cashflow Report

25 Diarama Close, Araluen NT is modelled as a lower-yield 4-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$629,000
Rent / Week
$375
Gross Yield
3.10%
Pre-Tax Cashflow / Week
-$415
20Y Accumulated Cashflow
-$364,348
Break-Even Value Lift
57.92%
10Y Annual Growth Needed
4.68%

At a purchase price of AUD 629,000 and estimated rent of AUD 375 per week, this scenario produces an estimated gross yield of 3.1% and after-tax cash flow of -AUD 254 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $629,000, the property would need to reach about $993,348 to recover projected cash losses. That implies a break-even value lift of 57.92% overall, or about 4.68% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$21,605
20Y Accumulated Cashflow
-$364,348
Break-Even Value Lift
57.92%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $993,348
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$14,433
10Y Annual Growth Needed
4.68%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$11k-$22kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$21,605
Accumulated Tax Effect$8,401
Tax-Adjusted-$13,203
Year 5
Pre-Tax-$20,477
Accumulated Tax Effect$8,063
Tax-Adjusted-$12,414
Year 10
Pre-Tax-$18,466
Accumulated Tax Effect$7,340
Tax-Adjusted-$11,126
Year 20
Pre-Tax-$14,433
Accumulated Tax Effect$6,130
Tax-Adjusted-$8,303

In Year 1, the property is projected at -$21,605 before tax. Across 20 years, accumulated pre-tax cash flow totals -$364,348, which implies a break-even property value of $993,348.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.68%. The strongest pre-tax year in this view is Year 20 at -$14,433.

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Local Context

25 Diarama Close, Araluen NT sits in Araluen, NT. Use the links below to compare cashflow reports for nearby suburbs and the wider state.