Investment Dashboard

697 Cloudy Bay Road, South Bruny TAS Property Cashflow Report

697 Cloudy Bay Road, South Bruny TAS is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$415,000
Rent / Week
$295
Gross Yield
3.70%
Pre-Tax Cashflow / Week
-$289
20Y Accumulated Cashflow
-$258,549
Break-Even Value Lift
62.30%
10Y Annual Growth Needed
4.96%

At a purchase price of AUD 415,000 and estimated rent of AUD 295 per week, this scenario produces an estimated gross yield of 3.7% and after-tax cash flow of -AUD 166 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 17 sqm.

Based on a purchase price of $415,000, the property would need to reach about $673,549 to recover projected cash losses. That implies a break-even value lift of 62.30% overall, or about 4.96% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$15,041
20Y Accumulated Cashflow
-$258,549
Break-Even Value Lift
62.30%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $673,549
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$10,663
10Y Annual Growth Needed
4.96%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$15kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$15,041
Accumulated Tax Effect$6,432
Tax-Adjusted-$8,609
Year 5
Pre-Tax-$14,378
Accumulated Tax Effect$6,234
Tax-Adjusted-$8,145
Year 10
Pre-Tax-$13,032
Accumulated Tax Effect$5,710
Tax-Adjusted-$7,322
Year 20
Pre-Tax-$10,663
Accumulated Tax Effect$4,999
Tax-Adjusted-$5,664

In Year 1, the property is projected at -$15,041 before tax. Across 20 years, accumulated pre-tax cash flow totals -$258,549, which implies a break-even property value of $673,549.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.96%. The strongest pre-tax year in this view is Year 20 at -$10,663.

Loading report...

Local Context

697 Cloudy Bay Road, South Bruny TAS sits in South Bruny, TAS. Use the links below to compare cashflow reports for nearby suburbs and the wider state.