Investment Dashboard

7 Withers Street, Port Augusta SA Property Cashflow Report

7 Withers Street, Port Augusta SA is modelled as a lower-yield 3-bedroom, 1-bathroom property that is moderately negatively geared under the current assumptions.

Live Scenario
Purchase Price
$355,000
Rent / Week
$265
Gross Yield
3.88%
Pre-Tax Cashflow / Week
-$261
20Y Accumulated Cashflow
-$238,315
Break-Even Value Lift
67.13%
10Y Annual Growth Needed
5.27%

At a purchase price of AUD 355,000 and estimated rent of AUD 265 per week, this scenario produces an estimated gross yield of 3.9% and after-tax cash flow of -AUD 146 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $355,000, the property would need to reach about $593,315 to recover projected cash losses. That implies a break-even value lift of 67.13% overall, or about 5.27% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$13,552
20Y Accumulated Cashflow
-$238,315
Break-Even Value Lift
67.13%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $593,315
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$10,222
10Y Annual Growth Needed
5.27%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$7k-$14kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$13,552
Accumulated Tax Effect$5,985
Tax-Adjusted-$7,566
Year 5
Pre-Tax-$13,063
Accumulated Tax Effect$5,839
Tax-Adjusted-$7,224
Year 10
Pre-Tax-$11,966
Accumulated Tax Effect$5,390
Tax-Adjusted-$6,576
Year 20
Pre-Tax-$10,222
Accumulated Tax Effect$4,866
Tax-Adjusted-$5,355

In Year 1, the property is projected at -$13,552 before tax. Across 20 years, accumulated pre-tax cash flow totals -$238,315, which implies a break-even property value of $593,315.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.27%. The strongest pre-tax year in this view is Year 20 at -$10,222.

Loading report...

Local Context

7 Withers Street, Port Augusta SA sits in Port Augusta, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.