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71/12 Challis Street, Dickson ACT Property Cashflow Report

71/12 Challis Street, Dickson ACT is modelled as a lower-yield 2-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$460,000
Rent / Week
$285
Gross Yield
3.22%
Pre-Tax Cashflow / Week
-$340
20Y Accumulated Cashflow
-$314,204
Break-Even Value Lift
68.31%
10Y Annual Growth Needed
5.34%

At a purchase price of AUD 460,000 and estimated rent of AUD 285 per week, this scenario produces an estimated gross yield of 3.2% and after-tax cash flow of -AUD 201 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 1 car space.

Based on a purchase price of $460,000, the property would need to reach about $774,204 to recover projected cash losses. That implies a break-even value lift of 68.31% overall, or about 5.34% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$17,664
20Y Accumulated Cashflow
-$314,204
Break-Even Value Lift
68.31%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $774,204
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$13,636
10Y Annual Growth Needed
5.34%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$9k-$18kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$17,664
Accumulated Tax Effect$7,219
Tax-Adjusted-$10,445
Year 5
Pre-Tax-$17,060
Accumulated Tax Effect$7,038
Tax-Adjusted-$10,022
Year 10
Pre-Tax-$15,797
Accumulated Tax Effect$6,539
Tax-Adjusted-$9,258
Year 20
Pre-Tax-$13,636
Accumulated Tax Effect$5,891
Tax-Adjusted-$7,745

In Year 1, the property is projected at -$17,664 before tax. Across 20 years, accumulated pre-tax cash flow totals -$314,204, which implies a break-even property value of $774,204.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.34%. The strongest pre-tax year in this view is Year 20 at -$13,636.

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Local Context

71/12 Challis Street, Dickson ACT sits in Dickson, ACT. Use the links below to compare cashflow reports for nearby suburbs and the wider state.