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77 Roper Road, Murray Bridge SA Property Cashflow Report

77 Roper Road, Murray Bridge SA is modelled as a lower-yield 6-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$1,150,000
Rent / Week
$745
Gross Yield
3.37%
Pre-Tax Cashflow / Week
-$567
20Y Accumulated Cashflow
-$403,667
Break-Even Value Lift
35.10%
10Y Annual Growth Needed
3.05%

At a purchase price of AUD 1,150,000 and estimated rent of AUD 745 per week, this scenario produces an estimated gross yield of 3.4% and after-tax cash flow of -AUD 360 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 5 car spaces.

Based on a purchase price of $1,150,000, the property would need to reach about $1,553,667 to recover projected cash losses. That implies a break-even value lift of 35.10% overall, or about 3.05% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$29,462
20Y Accumulated Cashflow
-$403,667
Break-Even Value Lift
35.10%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $1,553,667
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$9,367
10Y Annual Growth Needed
3.05%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$15k-$29kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$29,462
Accumulated Tax Effect$10,759
Tax-Adjusted-$18,704
Year 5
Pre-Tax-$26,182
Accumulated Tax Effect$9,774
Tax-Adjusted-$16,407
Year 10
Pre-Tax-$21,096
Accumulated Tax Effect$8,129
Tax-Adjusted-$12,967
Year 20
Pre-Tax-$9,367
Accumulated Tax Effect$4,610
Tax-Adjusted-$4,757

In Year 1, the property is projected at -$29,462 before tax. Across 20 years, accumulated pre-tax cash flow totals -$403,667, which implies a break-even property value of $1,553,667.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 3.05%. The strongest pre-tax year in this view is Year 20 at -$9,367.

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Local Context

77 Roper Road, Murray Bridge SA sits in Murray Bridge, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.