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8 Edwards Street, Port Augusta SA Property Cashflow Report

8 Edwards Street, Port Augusta SA is modelled as a lower-yield 3-bedroom, 1-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$420,000
Rent / Week
$285
Gross Yield
3.53%
Pre-Tax Cashflow / Week
-$303
20Y Accumulated Cashflow
-$275,804
Break-Even Value Lift
65.67%
10Y Annual Growth Needed
5.18%

At a purchase price of AUD 420,000 and estimated rent of AUD 285 per week, this scenario produces an estimated gross yield of 3.5% and after-tax cash flow of -AUD 175 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $420,000, the property would need to reach about $695,804 to recover projected cash losses. That implies a break-even value lift of 65.67% overall, or about 5.18% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$15,744
20Y Accumulated Cashflow
-$275,804
Break-Even Value Lift
65.67%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $695,804
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$11,716
10Y Annual Growth Needed
5.18%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$16kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$15,744
Accumulated Tax Effect$6,643
Tax-Adjusted-$9,101
Year 5
Pre-Tax-$15,140
Accumulated Tax Effect$6,462
Tax-Adjusted-$8,678
Year 10
Pre-Tax-$13,877
Accumulated Tax Effect$5,963
Tax-Adjusted-$7,914
Year 20
Pre-Tax-$11,716
Accumulated Tax Effect$5,315
Tax-Adjusted-$6,401

In Year 1, the property is projected at -$15,744 before tax. Across 20 years, accumulated pre-tax cash flow totals -$275,804, which implies a break-even property value of $695,804.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.18%. The strongest pre-tax year in this view is Year 20 at -$11,716.

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Local Context

8 Edwards Street, Port Augusta SA sits in Port Augusta, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.