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98 Mulgundawah Road, Murray Bridge SA Property Cashflow Report

98 Mulgundawah Road, Murray Bridge SA is modelled as a lower-yield 5-bedroom, 2-bathroom property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$660,000
Rent / Week
$450
Gross Yield
3.55%
Pre-Tax Cashflow / Week
-$377
20Y Accumulated Cashflow
-$300,694
Break-Even Value Lift
45.56%
10Y Annual Growth Needed
3.83%

At a purchase price of AUD 660,000 and estimated rent of AUD 450 per week, this scenario produces an estimated gross yield of 3.5% and after-tax cash flow of -AUD 227 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2 car spaces.

Based on a purchase price of $660,000, the property would need to reach about $960,694 to recover projected cash losses. That implies a break-even value lift of 45.56% overall, or about 3.83% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$19,616
20Y Accumulated Cashflow
-$300,694
Break-Even Value Lift
45.56%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $960,694
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$9,825
10Y Annual Growth Needed
3.83%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$10k-$20kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$19,616
Accumulated Tax Effect$7,805
Tax-Adjusted-$11,811
Year 5
Pre-Tax-$18,052
Accumulated Tax Effect$7,336
Tax-Adjusted-$10,716
Year 10
Pre-Tax-$15,418
Accumulated Tax Effect$6,425
Tax-Adjusted-$8,992
Year 20
Pre-Tax-$9,825
Accumulated Tax Effect$4,747
Tax-Adjusted-$5,077

In Year 1, the property is projected at -$19,616 before tax. Across 20 years, accumulated pre-tax cash flow totals -$300,694, which implies a break-even property value of $960,694.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 3.83%. The strongest pre-tax year in this view is Year 20 at -$9,825.

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Local Context

98 Mulgundawah Road, Murray Bridge SA sits in Murray Bridge, SA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.