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Lot Pl 329 Hamelin Grove, Karridale WA Property Cashflow Report

Lot Pl 329 Hamelin Grove, Karridale WA is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$420,000
Rent / Week
$300
Gross Yield
3.71%
Pre-Tax Cashflow / Week
-$289
20Y Accumulated Cashflow
-$257,122
Break-Even Value Lift
61.22%
10Y Annual Growth Needed
4.89%

At a purchase price of AUD 420,000 and estimated rent of AUD 300 per week, this scenario produces an estimated gross yield of 3.7% and after-tax cash flow of -AUD 166 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes. Recorded details include 2840 sqm.

Based on a purchase price of $420,000, the property would need to reach about $677,122 to recover projected cash losses. That implies a break-even value lift of 61.22% overall, or about 4.89% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$15,049
20Y Accumulated Cashflow
-$257,122
Break-Even Value Lift
61.22%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $677,122
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$10,497
10Y Annual Growth Needed
4.89%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$8k-$15kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$15,049
Accumulated Tax Effect$6,435
Tax-Adjusted-$8,614
Year 5
Pre-Tax-$14,358
Accumulated Tax Effect$6,227
Tax-Adjusted-$8,130
Year 10
Pre-Tax-$12,970
Accumulated Tax Effect$5,691
Tax-Adjusted-$7,279
Year 20
Pre-Tax-$10,497
Accumulated Tax Effect$4,949
Tax-Adjusted-$5,548

In Year 1, the property is projected at -$15,049 before tax. Across 20 years, accumulated pre-tax cash flow totals -$257,122, which implies a break-even property value of $677,122.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 4.89%. The strongest pre-tax year in this view is Year 20 at -$10,497.

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Local Context

Lot Pl 329 Hamelin Grove, Karridale WA sits in Karridale, WA. Use the links below to compare cashflow reports for nearby suburbs and the wider state.