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Unparalleled Opportunity In The Heart Of St Marys, St Marys TAS Property Cashflow Report

Unparalleled Opportunity In The Heart Of St Marys, St Marys TAS is modelled as a lower-yield residential property that is materially negatively geared under the current assumptions.

Live Scenario
Purchase Price
$449,000
Rent / Week
$260
Gross Yield
3.01%
Pre-Tax Cashflow / Week
-$352
20Y Accumulated Cashflow
-$334,782
Break-Even Value Lift
74.56%
10Y Annual Growth Needed
5.73%

At a purchase price of AUD 449,000 and estimated rent of AUD 260 per week, this scenario produces an estimated gross yield of 3.0% and after-tax cash flow of -AUD 209 per week. The model assumes a 20.0% deposit, an initial interest rate of 6.0%, and a vacancy allowance of 2.0%. The leverage is moderate, so the result is still sensitive to rent and rate changes.

Based on a purchase price of $449,000, the property would need to reach about $783,782 to recover projected cash losses. That implies a break-even value lift of 74.56% overall, or about 5.73% annual growth over 10 years.

20-Year Cashflow and Loss Recovery View

This 20-year projection focuses on pre-tax cash flow, accumulated cash losses, and the property value growth required to recover those losses. A lighter secondary line shows the tax-adjusted scenario, but the primary focus is the underlying cash position.

Year 1 Pre-Tax
-$18,295
20Y Accumulated Cashflow
-$334,782
Break-Even Value Lift
74.56%
Value increase from the current purchase price needed to recover projected 20-year cash losses.
Pre-Tax CashflowTax-Adjusted
20-Year Horizon
Loss Recovery Target
Property value needs to reach $783,782
This is the estimated sale value required to offset accumulated pre-tax cash losses over the projection period.
Strongest Pre-Tax Year
Year 20 at -$15,140
10Y Annual Growth Needed
5.73%
Compound yearly property growth needed to hit the break-even value within 10 years.
$0-$9k-$18kY1Y5Y10Y15Y20
Year 1
Pre-Tax-$18,295
Accumulated Tax Effect$7,409
Tax-Adjusted-$10,887
Year 5
Pre-Tax-$17,836
Accumulated Tax Effect$7,271
Tax-Adjusted-$10,565
Year 10
Pre-Tax-$16,781
Accumulated Tax Effect$6,834
Tax-Adjusted-$9,947
Year 20
Pre-Tax-$15,140
Accumulated Tax Effect$6,342
Tax-Adjusted-$8,798

In Year 1, the property is projected at -$18,295 before tax. Across 20 years, accumulated pre-tax cash flow totals -$334,782, which implies a break-even property value of $783,782.

Break-even value lift means the percentage increase from the current purchase price needed to recover projected cash losses before selling costs. To reach that recovery point within 10 years, the property would need compound annual growth of about 5.73%. The strongest pre-tax year in this view is Year 20 at -$15,140.

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Local Context

Unparalleled Opportunity In The Heart Of St Marys, St Marys TAS sits in St Marys, TAS. Use the links below to compare cashflow reports for nearby suburbs and the wider state.